Category Archives: Mortgage

Energy Efficient Mortgages

Ray Hall has been doing efficient energy work in California for many years. Here is a link to his video on Energy Efficient Mortgages. These can be FHA, VA or Conventional types. They allow the cost, of qualified energy improvements, … Continue reading

Posted in Energy Audit, Energy Efficiency News, Financing, Home Retrofit, Insulation, Mortgage, Saving Money, Uncategorized | Leave a comment

Energy Mortgages Part V

Q: What are the bid requirements for improvements made from an Energy Improvement Mortgage? A: While competition between vendors can result in a cost savings for the consumer, there are no specific requirements to use a bid process or to … Continue reading

Posted in Computer Modeling For Energy Use, Energy Audit, Energy Use, Financing, Mortgage, Saving Money | Leave a comment

Energy Mortgages Part IV

Q: What training is required for certification as a HERS Rater? A: The written standards are available on the RESNET website. Training includes principals of thermodynamics; evaluation of purchased energy amounts and usage; evaluation of building components such as walls, … Continue reading

Posted in Attic, Computer Modeling For Energy Use, Energy Audit, Energy Use, Financing, Insulation, Mortgage, R-Value | Leave a comment

Energy Mortgages Part III

Q: What software can do the calculations for these types of mortgages? A: The national group that works with the various stakeholders on Energy Efficiency is the Residential Energy Services Network, RESNET. RESNET approved Software packages are available through a … Continue reading

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Energy Mortgages Part II

Q: How much money could be available to increase a loan amount for Efficient Improvements? A: Amounts vary with the program. The EEM and EIM is recognized and provided for by the F.H.A. with both Fannie Mae and Freddie Mac; … Continue reading

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Home Energy Audits and Mortgages Part 1

During the past week, I’ve had several questions about HERS Ratings and Mortgages. I thought I would put up some of those answers in posts this week. Something fun to do while I do my Combustion Appliance Class. Q: What … Continue reading

Posted in Energy Audit, Energy Use, Financing, Green, Mortgage | Leave a comment